Agriculture is a very diverse industry and we also understand that that some farmers have seasonal incomes and at times require seasonal loan structures to meet their cash flows when buying farming equipment to meet the daily needs of the farming operation.
Whether it’s tractors, headers or balers, if it’s part of a working farm we can finance it!
We aim to assist you in spreading your asset risk across different Lenders to get you the best possible deal for each asset purchase. There are many low doc options available to businesses up to $500,000 in value for a variety of farming industry related equipment purchases, making the application process quick and simple majority of the time.
If the transaction doesn’t fit the low doc policies from our panel of lenders and we need to complete a full doc loan to obtain finance approval to support your asset purchase, we have a combined 50+ years in asset finance experience and in preparing and submitting full doc loan applications to Lenders with a high success rate as we know what questions to ask, we know how to word the right story outlining your background, loan purpose highlighting the pros and mitigating the cons within the transaction to get Lenders comfortable with your proposed purchase.
When it comes to buying and financing used equipment, some Lenders are better than others with Lender policies that allow you to finance used assets up to 20 years of age at the end of the proposed loan term.
If you are buying via a private sale, depending on the loan size, sometimes Lenders will seek an in-house valuation and other times they will seek a formal valuation from an auction house to confirm the assets value to protect both you and the Lender from overpaying for an asset.
Whether you’re looking to purchase new or used equipment, we have access to 20+ Lenders that can support your every finance need.
Some of the farming related equipment we have financed over the years include:
- Tractors
- Harvesters & Headers
- Spraying Equipment
- Spreaders
- Seeders
- Balers
- Irrigation Systems
- Storage Sheds & Silos
- Single/Double Bunded Fuel Tanks
- Prime Movers
- Transport Carting Equipment (e.g. Grain Trailers, Stock Trailers etc)
- Telehandlers
- Backhoes
- Motor Vehicles
- Tractors
- Harvesters & Headers
- Spraying Equipment
- Spreaders
- Seeders
- Balers
- Irrigation Systems
- Storage Sheds & Silos
- Single/Double Bunded Fuel Tanks
- Prime Movers
- Transport Carting Equipment (e.g. Grain Trailers, Stock Trailers etc)
- Telehandlers
- Backhoes
- Motor Vehicles
No matter how large or small your farming operation is, no matter how small or large your farming related equipment needs are, we’ll work closely with you to source the right finance package available to help you purchase your next asset.
To discuss your specific farming equipment finance needs further, please call us directly on 1300 677 449 or fill out your details below and we will be in touch shortly.
See how we can help you
FAQ’s
Do I need Financials?
Ironbark Finance Pty Ltd have on offer a large range of Low Doc Products from 20+ Lenders that require NO financials at all. Key Low Doc Requirements are:
- 2 Year ABN
- Clear Credit History
- At least One Director is a Property Owner or a 20% Cash Deposit will be required
How old can the Machinery be?
Ironbark Finance Pty Ltd has access to a large range of Lenders for ALL types of Machinery ages up to 20 years.
How long will finance take?
Depending on the lender and product, turnover times can vary from 2 hours to 48 hours once the loan application has been submitted.
How much can I borrow?
The max amount you can borrow will depend on Lender product limits per transaction and your financial servicing ability. Our team will carefully review your information and compare to Lender policies to ensure we find the right Lender that can lend you the amount that is required.
Will I get Approved?
Ironbark Finance Pty Ltd have a very high success rate of getting our clients loans approved.. All applications are carefully vetted by our finance specialists prior to submission. This ensures we get things right the first time and most importantly protect your Credit Score.
Get in touch
Find out how we can find the best solution for your situation.
