Why investors are focusing on rental income in 2026
Property investors often have different goals depending on their strategy, stage of life, and market conditions. With some areas experiencing slower capital growth and changing interest rate conditions, many investors are placing greater emphasis on rental income and cash flow, rather than relying solely on long-term price appreciation. This shift is influencing both property selection […]
Buying Before You Sell? Bridging Loans Explained
For many homeowners, timing the sale of an existing property with the purchase of a new one can be one of the most challenging parts of moving. If you’re planning to sell your current home to fund your next purchase, bridging finance may be worth considering as part of your strategy. We’re seeing increased interest […]
Offset vs Redraw Home Loan: Key Differences & Which Is Better?
With interest rates continuing to shift, many Australians are taking a closer look at their home loan structure. Reviewing how your loan is set up can be a simple but effective way to better manage repayments and reduce long-term costs, depending on your individual circumstances. Two features often considered are offset accounts and redraw facilities. […]
Why many first home buyers choose to work with a mortgage broker
Buying your first home is an exciting milestone, but it can also feel overwhelming when everything is new. There are a lot of moving parts, from understanding what you can afford to navigating lenders, loan structures and the application process. Knowing where to start is often the hardest part. The good news is you do […]
Is it time to refinance your home loan?
With interest rates rising in recent months, many Australians have seen their mortgage repayments increase. As a result, more homeowners are starting to reassess their current loan and ask whether refinancing could put them in a better position. Refinancing activity reflects this shift, with more than 640,000 homeowners switching their home loan last year, a […]
Three ways to navigate the risks and rewards of interstate investing
When it comes to building a property portfolio, you don’t have to limit yourself to your local market. Looking beyond your own backyard, often referred to as borderless investing, can open up opportunities in different states and at different points in the property cycle. Done well, it can be a smart way to strengthen and […]
Your budgeting guide to buying your first home
Saving for Your First Home in 2026: Practical Steps to Build Your Deposit There are few milestones quite like purchasing your first home. For many buyers, however, saving the deposit can be one of the biggest hurdles on the journey to home ownership. While it can take time and discipline, careful planning and consistent saving […]
Property Investment in 2026: Five Considerations for Investors
Property investment rarely follows a single formula. Each investor’s approach is shaped by their financial position, long-term goals and appetite for risk. As market conditions evolve, including changes to interest rates, lending policies and affordability, planning and preparation are becoming an increasingly important part of the investment process. Many investors are currently reviewing their strategies […]
When Was the Last Time You Reviewed Your Home Loan?
Many homeowners set up their mortgage and then leave it untouched for years. But as interest rates shift and your financial goals evolve, your loan may no longer be working as efficiently as it could. If it’s been a while since you last reviewed your loan, now may be a good time for a quick […]
Property investment trends to watch in 2026
For many property investors, 2025 delivered favourable conditions. Interest rates were reduced three times, property prices rose across many markets, and rental demand remained strong nationwide. Tight housing supply and government incentives also helped support activity. While February’s cash rate increase signals a shift in the rate cycle, the outlook for property investment remains broadly […]