Commercial Property Finance Solutions That Work for You
Secure the right structure, rate and terms for your next commercial investment, with funding solutions tailored to your goals.
Whether you’re purchasing a warehouse, refinancing an office, or developing retail space, the right commercial property finance can make all the difference. At Ironbark Group, we simplify the process by connecting you with competitive funding from both banks and non-bank lenders. Based on the Gold Coast and servicing clients Australia-wide, we help you secure finance that aligns with your strategy.
WHY CHOOSE IRONBARK GROUP?
We help businesses and investors across Australia secure commercial property finance with clarity, strategy and strong lender access.
As trusted commercial finance brokers, Ironbark Group:
Structure tailored funding solutions for property purchases, refinancing, construction projects, SMSF commercial loans and development opportunities
Compare options across 50+ bank and non-bank lenders to find the right fit for your scenario
Understand changing lender appetite, loan-to-value requirements and credit policies in the commercial market
Help negotiate competitive rates, appropriate loan structures and terms aligned with your long-term strategy
Guide you through valuations, documentation and lender requirements from application through to settlement
We focus on your investment objectives and work alongside you to secure commercial property finance that supports your growth and protects your position.
READY TO EXPLORE YOUR OPTIONS?
Speak with one of our commercial finance specialists today. We’ll assess your situation, compare lender options, and structure a loan that aligns with your investment strategy.
Frequently Asked Questions
What types of commercial property can I finance?
We arrange funding for office buildings, warehouses, retail shops, industrial facilities, medical centres, and mixed-use developments. Both owner-occupied and investment properties qualify.
What LVR can I expect on a commercial property loan?
Banks typically lend 60-70% depending on the asset and your financial position. Non-bank lenders may go higher (up to 75%) but usually charge a premium. Your broker will help you find the best balance between deposit and rate.
How are interest rates set on commercial property loans?
Interest rates vary by lender, property type, LVR, and your financial strength. Expect interest rates to be higher than residential mortgages.
Can I use my SMSF to buy commercial property?
Yes. Many investors use their self-managed super funds to purchase commercial premises. There are strict compliance rules, but the benefits can be significant. We work with SMSF-approved lenders and can guide you through the process.
What documents do I need to apply?
You’ll typically need financials (profit and loss, balance sheet), tax returns, a deposit confirmation, property details, and a business plan (for some lenders). We’ll give you a full checklist once we understand your situation.
How long does commercial property finance approval take?
It depends on the lender and complexity of the deal. Simple refinances can settle in a few weeks. More complex transactions (construction, development) might take 6-8 weeks. We manage the timeline closely to keep things on track.
What fees should I expect?
Common fees include application fees, valuation costs, legal fees, and potentially ongoing account-keeping fees. Some lenders charge exit fees if you refinance early. We’ll outline all costs upfront so there are no surprises.
Can I refinance my existing commercial property loan?
Absolutely. Refinancing can help you access better rates, release equity for other investments, or restructure your loan terms. Many of our clients refinance every few years to stay competitive.
Do you arrange finance for property development?
Yes. We structure development finance for land acquisition, construction, and project completion. This often involves progress draws and requires detailed project documentation. We work with specialist lenders who understand development risk.
What's the difference between bank and non-bank lenders?
Banks are typically cheaper but more conservative (lower LVRs, stricter serviceability). Non-banks are more flexible, approve deals faster, and lend to borrowers banks might decline, but they charge higher interest rates. We compare both to find the right fit for your situation.
What Our Clients Say
Trust, reliability and hard work — made everything a breeze.
Trust, reliability and hard work — that was our experience with Ironbark. From home loan to settlement, personal loan and refinancing — everything was a breeze.
Jheinsen Lara
Top-notch communication, efficiency and professionalism.
Excellent from the first phone call! Communication, efficiency and professionalism were top notch — systems and processes were so easy to use.
Linz11 R
Always there to help — day or night.
Ben and Carly have been nothing short of amazing… always there to help no matter the question, day or night.
Rachael Hammermeister
Made buying our first home stress-free and enjoyable.
Thank you Ben and Carly! You made purchasing our first home stress-free and enjoyable — guiding us through every step from the beginning until settlement.
Celeste Velasquez
Professional, patient and supportive through a stressful time.
From start to settlement and continuing on, Carly has been a great help. Professional, patient and understanding during a stressful time.
Luke Mcdonald
Seamless, stress-free and tailored to my needs.
He made the mortgage process seamless, stress-free, and easy to understand, and made sure I got the best possible rates with terms tailored to my needs.
Alicia Fava
Get in touch
Whether it’s home loans, commercial finance, asset finance, or insurance, our team is here to help you make confident decisions. Contact us and discover how we can tailor the right solution for your needs.
PHONE
POSTAL ADDRESS
PO Box 883, Upper Coomera QLD 4209
UPPER COOMERA
4 Dalton St,
Upper Coomera QLD 4209
SOUTHPORT
Griffith University, Link Building,
5/58 Parklands Dr, Southport QLD 4215
HELENSVALE
15-17 Millennium Circuit,
Helensvale QLD 4212