FINANCE YOUR MEDICAL CAREER WITH CONFIDENCE
Whether you’re a doctor acquiring a practice, a healthcare professional investing in property, or a medical specialist expanding your operations, Ironbark Group mortgage brokers simplify the process, helping you access competitive lending, structure effective solutions, and secure financing aligned with your professional goals.
Medico finance is a specialised lending area designed specifically for healthcare professionals, often requiring industry knowledge, tailored documentation, and strategic planning. With expert guidance, you can secure funding for your medical practice, equipment, property investments, or personal home without unnecessary complexity. At Ironbark Group, we help you explore your options, connect with lenders who understand the medical sector, and structure medico loan solutions that work for you.
WHY CHOOSE IRONBARK GROUP?
We help doctors, medical professionals, and healthcare workers secure medico finance solutions with personalised guidance and specialist support.
As a trusted mortgage broker, Ironbark Group:
We focus on your individual circumstances and guide you through the journey from initial enquiry through to settlement.
ACHIEVE YOUR MEDICAL AND PROPERTY AMBITIONS
Frequently Asked Questions
Who can apply for medico finance?
Doctors, medical specialists, general practitioners, dentists, optometrists, pharmacists, nurses, allied health professionals, and healthcare workers looking to purchase practices, property, or equipment.
What deposit do I need for a medico home loan?
Doctors and medical specialists may secure home loans with as little as a 5% deposit without Lender’s Mortgage Insurance (LMI). Nurses and allied health professionals can often access loans with a 10% deposit and no LMI.
Are medico finance solutions more favourable than standard loans?
Yes, medico finance often includes discounted interest rates, reduced deposit requirements, and waived LMI for eligible healthcare professionals, recognising the stability and earning potential of medical careers.
Can I use medico finance to purchase a medical practice?
Absolutely. Ironbark Group assists with commercial finance for purchasing, refinancing, or refurbishing medical practices, including dental clinics, pharmacies, and specialist surgeries.
What documentation is required?
Documentation varies by loan type but typically includes proof of income, employment verification, identification, and details of your medical qualifications. For practice purchases, additional business financials may be required.
How do lenders assess borrowing capacity for healthcare professionals?
Lenders consider your income stability, professional qualifications, employment type, and future earning potential. Medical professionals often benefit from favourable assessments due to their career security.
Can I refinance my existing medico loan?
Yes. Ironbark Group mortgage brokers assist medical professionals with refinancing when rates change, circumstances shift, or you want to access equity for further investment.
How long does the approval process take?
Approval times vary by lender and loan complexity, but medico finance applications are often processed efficiently due to the favourable risk profile of healthcare professionals.
Are there loan solutions for start-up medical practices?
Yes. Specialist brokers like Ironbark Group can help identify lenders offering funding for start-up practices, including premises, equipment, and working capital.
How can a mortgage broker help with medico finance?
A mortgage broker guides you through specialised criteria, compares lenders and products, structures smarter loan solutions, and supports you from application through to settlement, ensuring you secure the best possible outcome.
What Our Clients Say
Trust, reliability and hard work — made everything a breeze.
Trust, reliability and hard work — that was our experience with Ironbark. From home loan to settlement, personal loan and refinancing — everything was a breeze.
Jheinsen Lara
Top-notch communication, efficiency and professionalism.
Excellent from the first phone call! Communication, efficiency and professionalism were top notch — systems and processes were so easy to use.
Linz11 R
Always there to help — day or night.
Ben and Carly have been nothing short of amazing… always there to help no matter the question, day or night.
Rachael Hammermeister
Made buying our first home stress-free and enjoyable.
Thank you Ben and Carly! You made purchasing our first home stress-free and enjoyable — guiding us through every step from the beginning until settlement.
Celeste Velasquez
Professional, patient and supportive through a stressful time.
From start to settlement and continuing on, Carly has been a great help. Professional, patient and understanding during a stressful time.
Luke Mcdonald
Seamless, stress-free and tailored to my needs.
He made the mortgage process seamless, stress-free, and easy to understand, and made sure I got the best possible rates with terms tailored to my needs.
Alicia Fava
Get in touch
Whether it’s home loans, commercial finance, asset finance, or insurance, our team is here to help you make confident decisions. Contact us and discover how we can tailor the right solution for your needs.
PHONE
POSTAL ADDRESS
PO Box 883, Upper Coomera QLD 4209
UPPER COOMERA
4 Dalton St,
Upper Coomera QLD 4209
SOUTHPORT
Griffith University, Link Building,
5/58 Parklands Dr, Southport QLD 4215
HELENSVALE
15-17 Millennium Circuit,
Helensvale QLD 4212