PROTECT YOUR MOBILE PLANT AND EQUIPMENT WITH COMPREHENSIVE INSURANCE SOLUTIONS
Protect your business assets with mobile plant and machinery insurance from Ironbark Group. Speak to our brokers for comprehensive coverage solutions.
From earthmoving and construction equipment to transport assets and farm machinery, Ironbark Group insurance brokers help you safeguard the mobile plant and machinery that keeps your business running. We connect you with insurers suited to your industry, structure policies that protect your operations, and provide clarity around coverage options designed for your needs.
Mobile plant and machinery insurance is a specialised area of cover, requiring careful assessment of your equipment value, usage patterns, and operational risks. From excavators and loaders to trucks and trailers, the right policy protects your business assets against theft, damage, and material loss.
At Ironbark Group, we help you understand your coverage options, identify insurers with experience in your sector, and structure a policy that delivers peace of mind without unnecessary complexity.
Why Choose Ironbark Group?
We help contractors, operators, and business owners secure mobile plant and machinery insurance through expert guidance and tailored support.
As a trusted insurance broker, Ironbark Group:
Understands the unique risks and coverage requirements across construction, civil contracting, transport, and agriculture industries
Helps structure policies to protect your assets, manage liability exposures, and support business continuity
Has access to a wide network of insurers across Australia, including specialist providers for plant and equipment
Supports you through detailed assessments, sum insured calculations, and policy comparisons
Provides ongoing guidance for claims support, policy reviews, and coverage adjustments as your operations evolve
We focus on your business goals and help you navigate insurance from initial inquiry through to ongoing portfolio management.
Safeguard your Business Assets and Operations
From excavators and cranes to trucks and specialised machinery, Ironbark Group insurance brokers guide you through the complexities of mobile plant and machinery insurance. We help you access the right insurers, compare coverage options, and structure a solution that protects your equipment and supports your operational needs.
Frequently Asked Questions
What does mobile plant and machinery insurance cover?
Mobile plant and machinery insurance typically covers physical damage to equipment, theft, fire, collision, and material damage. Depending on your policy, it may also include cover for spare parts, hired equipment, and equipment in transit. We’ll help you understand what’s included and identify any gaps in coverage.
Who needs mobile plant and machinery insurance?
Civil contractors, construction businesses, earthmoving operators, transport companies, farmers, and any business that relies on mobile equipment to operate. If your business uses excavators, loaders, trucks, trailers, or other machinery, this insurance is essential for protecting your assets.
How is the sum insured calculated?
The sum insured is based on the replacement or market value of your equipment. We work with you to assess your machinery accurately, ensuring you’re neither underinsured nor paying for unnecessary coverage. Regular reviews help keep your sum insured aligned with current equipment values.
Can I insure hired or leased equipment?
Yes. Many policies can be structured to include hired or leased plant and equipment, protecting you against damage or loss while machinery is in your care. We’ll help you clarify responsibilities and ensure appropriate coverage is in place.
Does mobile plant and machinery insurance cover equipment in transit?
Many policies include cover for equipment being transported between sites or to and from customers. We’ll review your policy terms to confirm transit coverage and address any exclusions that may apply.
What's the difference between mobile plant insurance and property insurance?
Mobile plant insurance covers machinery and equipment that moves between locations or operates off a fixed site. Property insurance typically covers buildings and fixed assets at a specific location. Many businesses need both to fully protect their operations.
Are there exclusions I should know about?
Common exclusions include wear and tear, mechanical breakdown, and damage from improper use or maintenance. Some policies also exclude certain high-risk activities or operations. We’ll walk you through policy terms and conditions so you understand what’s covered and what’s not.
How do I make a claim?
Contact us as soon as damage or loss occurs. We’ll guide you through the claims process, liaise with insurers on your behalf, and help you provide the necessary documentation to support your claim. Our team is here to make the process as straightforward as possible.
Can I adjust my coverage as my business grows?
Yes. As you acquire new equipment, expand operations, or change your business structure, your insurance needs will evolve. We provide ongoing reviews to ensure your coverage keeps pace with your business.
How can an insurance broker help with mobile plant and machinery insurance?
An insurance broker compares policies across multiple insurers, identifies coverage gaps, structures policies suited to your industry, and supports you through claims and renewals. We take the complexity out of insurance so you can focus on running your business.
What Our Clients Say
Trust, reliability and hard work — made everything a breeze.
Trust, reliability and hard work — that was our experience with Ironbark. From home loan to settlement, personal loan and refinancing — everything was a breeze.
Jheinsen Lara
Top-notch communication, efficiency and professionalism.
Excellent from the first phone call! Communication, efficiency and professionalism were top notch — systems and processes were so easy to use.
Linz11 R
Always there to help — day or night.
Ben and Carly have been nothing short of amazing… always there to help no matter the question, day or night.
Rachael Hammermeister
Made buying our first home stress-free and enjoyable.
Thank you Ben and Carly! You made purchasing our first home stress-free and enjoyable — guiding us through every step from the beginning until settlement.
Celeste Velasquez
Professional, patient and supportive through a stressful time.
From start to settlement and continuing on, Carly has been a great help. Professional, patient and understanding during a stressful time.
Luke Mcdonald
Seamless, stress-free and tailored to my needs.
He made the mortgage process seamless, stress-free, and easy to understand, and made sure I got the best possible rates with terms tailored to my needs.
Alicia Fava
Get in touch
Whether it’s home loans, commercial finance, asset finance, or insurance, our team is here to help you make confident decisions. Contact us and discover how we can tailor the right solution for your needs.
PHONE
POSTAL ADDRESS
PO Box 883, Upper Coomera QLD 4209
UPPER COOMERA
4 Dalton St,
Upper Coomera QLD 4209
SOUTHPORT
Griffith University, Link Building,
5/58 Parklands Dr, Southport QLD 4215
HELENSVALE
15-17 Millennium Circuit,
Helensvale QLD 4212