TAILORED COVERAGE FOR YOUR MOTOR TRADES BUSINESS
Protect your motor trades business with tailored insurance solutions. Get comprehensive cover on motor trades liability insurance for your workshop.
Running a motor trades business comes with unique risks and challenges. From workshop operations to customer vehicles in your care, Ironbark Group Australia insurance brokers help you secure the right motor trades insurance to protect your business, assets, and reputation.
Motor trades insurance is designed for mechanics, panel beaters, car dealers, and other automotive businesses. It covers your workshop, tools, vehicles, and liability exposures. At Ironbark Group, we help you understand your coverage options, compare policies from a range of insurers, and structure a solution that protects your business without unnecessary costs.
Why Choose Ironbark Group?
We help motor trades businesses across Australia secure comprehensive insurance protection with clear guidance and expert support.
As a trusted insurance broker, Ironbark Group:
Understands the specific risks facing motor trades businesses, from workshop operations to customer vehicle care
Helps structure policies to protect your premises, equipment, stock, and liability exposures
Has access to a wide network of insurers across Australia, including specialist motor trades providers
Supports you through policy selection, claims processes, and ongoing portfolio reviews
Provides ongoing guidance as your business grows or your insurance needs change
We focus on your individual business goals and help you navigate the process from first inquiry through to policy placement and beyond.
Secure the Right Motor Trade Insurance Cover for Your Business
From mechanical workshops to car dealerships, Ironbark Group insurance brokers guide you through the complexities of motor trades insurance. We help you access specialist insurers, compare cover options, and structure a solution that protects your business activities and gives you peace of mind.
Frequently Asked Questions
What is motor trades insurance?
Motor trades insurance is a specialised business insurance package designed for automotive businesses. It typically includes public liability cover, tools and equipment protection, stock cover, and protection for vehicles in your care.
Who needs motor trades insurance?
Mechanics, panel beaters, auto electricians, car dealers, smash repairers, and other automotive businesses operating workshops or handling customer vehicles should consider motor trades insurance.
What does motor trades liability insurance cover?
Motor trades liability insurance covers injury caused to third parties or property damage arising from your business activities. This includes damage to customer vehicles, accidents on your premises, and faulty workmanship claims.
How much does motor trade insurance cost?
Motor trade insurance cost varies based on factors including your business activities, workshop location, number of employees, claims history, and the level of cover you need. We’ll help you compare quotes from multiple insurers to find competitive premium options.
Does motor trades insurance cover tools and equipment?
Yes. Most policies include cover for tools, diagnostic equipment, hoists, and other electronic equipment used in your workshop. Portable property can also be covered when taken off-site.
What about vehicles I'm working on or selling cars?
Motor trades insurance typically includes cover for customer vehicles in your care, custody, or control. For businesses selling cars, stock cover protects vehicles held for sale against theft, fire, and other insured events.
Is cyber insurance necessary for motor trades businesses?
As motor trades businesses increasingly rely on computer systems for diagnostics, invoicing, and customer records, cyber insurance provides protection against data breaches, computer virus attacks, and the extra cost of business interruption following a cyber event.
What if my business premises are damaged?
Commercial property insurance within your motor trades policy covers your workshop building and contents against fire, storm damage, and other insured perils. Business interruption cover can also protect your income if you’re unable to operate following an insured event.
Does the policy cover personal accident or injury to employees?
Some motor trades insurance policies include personal accident cover or weekly benefit payments if you or your employees are injured and unable to work. Workers compensation insurance is a separate requirement for most businesses with employees.
How can an insurance broker help with motor trades insurance?
An insurance broker compares policies across multiple insurers, explains coverage options in plain language, helps you avoid gaps in protection, and supports you through the claims process when needed. We’ll also review your policy documents regularly to ensure your cover remains suited to your business.
What Our Clients Say
Trust, reliability and hard work — made everything a breeze.
Trust, reliability and hard work — that was our experience with Ironbark. From home loan to settlement, personal loan and refinancing — everything was a breeze.
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Ben and Carly have been nothing short of amazing… always there to help no matter the question, day or night.
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Thank you Ben and Carly! You made purchasing our first home stress-free and enjoyable — guiding us through every step from the beginning until settlement.
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From start to settlement and continuing on, Carly has been a great help. Professional, patient and understanding during a stressful time.
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Seamless, stress-free and tailored to my needs.
He made the mortgage process seamless, stress-free, and easy to understand, and made sure I got the best possible rates with terms tailored to my needs.
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Get in touch
Whether it’s home loans, commercial finance, asset finance, or insurance, our team is here to help you make confident decisions. Contact us and discover how we can tailor the right solution for your needs.
PHONE
POSTAL ADDRESS
PO Box 883, Upper Coomera QLD 4209
UPPER COOMERA
4 Dalton St,
Upper Coomera QLD 4209
SOUTHPORT
Griffith University, Link Building,
5/58 Parklands Dr, Southport QLD 4215
HELENSVALE
15-17 Millennium Circuit,
Helensvale QLD 4212