Understanding home equity: how to access the value in your home

If you own a home, you may have built up more equity than you realise. But knowing how much equity you have and understanding how you could use it are two different things. Home equity can potentially help fund renovations, support the purchase of an investment property or provide greater financial flexibility as your circumstances […]

Why rental yields are back in focus for property investors

For years, many Australian property investors have focused on capital growth, buying a property with the expectation that its value will increase over time. But as borrowing costs, property prices and tax settings change, rental income is becoming an increasingly important part of the investment equation. Rental demand remains strong in many parts of Australia, […]

Spring property market: will buyers have more choice?

Spring is traditionally one of the busiest times of the year for Australian property. More homes tend to come to market, buyers become more active and families often aim to purchase and settle before the end of the year. But in 2026, the spring property market is looking a little different. There are more homes […]

When Was the Last Time You Reviewed Your Home Loan?

When was the last time you actually looked at your home loan? And I am not just talking about checking your repayment amount, or noticing that your interest rate changed. I am talking about actually reviewing the loan and asking whether it is still the right structure for your circumstances and your goals. For many […]

What Could Be Holding You Back From Paying Off Your Mortgage Sooner?

For most homeowners, paying off the mortgage is a long-term goal. You make your repayments, watch the balance gradually fall and look forward to the day when the loan is finally gone. But what if you could get there sooner? As we explored in our blog on paying off your home loan faster, your mortgage […]

Are property investors changing course after the new negative gearing reforms?

Australia’s property investors are having to rethink how they approach their next purchase. Changes to negative gearing and Capital Gains Tax (CGT) mean the tax treatment of future residential property investments will look different from 1 July 2027. For investors considering their next move, this could influence the type of property they buy, how they […]

There Is a Faster Way to Pay Off Your Home Loan

For many homeowners, a mortgage is something that simply runs its course. You buy your home, choose a loan, set up your repayments and then get on with life. The loan is structured over 25 or 30 years, so it is easy to assume that is how long it will take to pay it off. […]

Home Loan Pre-Approval: What You Need to Know Before House Hunting This Spring

Spring is often one of the busiest times of year for property buyers. More homes can come onto the market, open homes pick up and buyers who have been thinking about making a move start turning those plans into action. But before you start saving properties on realestate.com.au or heading to every open home in […]

How to Pay Off Your Mortgage Faster Without Changing Your Lifestyle

Most homeowners set up their home loan and then leave it running quietly in the background for the next 20 or 30 years. You make your repayments. Your balance gradually comes down. Everything feels like it is on track. But there is a problem with the “set and forget” approach: your home loan may no […]

Has Your Borrowing Power Changed?

You might be earning the same income you were six months ago, but your borrowing power may have changed. That’s because lenders look at more than your salary when assessing a home loan application. Interest rates, living expenses, existing debts, credit limits and lender policies can all influence how much you may be able to […]