Spring property market: will buyers have more choice?
Spring is traditionally one of the busiest times of the year for Australian property. More homes tend to come to market, buyers become more active and families often aim to purchase and settle before the end of the year. But in 2026, the spring property market is looking a little different. There are more homes […]
When Was the Last Time You Reviewed Your Home Loan?
When was the last time you actually looked at your home loan? And I am not just talking about checking your repayment amount, or noticing that your interest rate changed. I am talking about actually reviewing the loan and asking whether it is still the right structure for your circumstances and your goals. For many […]
What Could Be Holding You Back From Paying Off Your Mortgage Sooner?
For most homeowners, paying off the mortgage is a long-term goal. You make your repayments, watch the balance gradually fall and look forward to the day when the loan is finally gone. But what if you could get there sooner? As we explored in our blog on paying off your home loan faster, your mortgage […]
Are property investors changing course after the new negative gearing reforms?
Australia’s property investors are having to rethink how they approach their next purchase. Changes to negative gearing and Capital Gains Tax (CGT) mean the tax treatment of future residential property investments will look different from 1 July 2027. For investors considering their next move, this could influence the type of property they buy, how they […]
There Is a Faster Way to Pay Off Your Home Loan
For many homeowners, a mortgage is something that simply runs its course. You buy your home, choose a loan, set up your repayments and then get on with life. The loan is structured over 25 or 30 years, so it is easy to assume that is how long it will take to pay it off. […]
Home Loan Pre-Approval: What You Need to Know Before House Hunting This Spring
Spring is often one of the busiest times of year for property buyers. More homes can come onto the market, open homes pick up and buyers who have been thinking about making a move start turning those plans into action. But before you start saving properties on realestate.com.au or heading to every open home in […]
How to Pay Off Your Mortgage Faster Without Changing Your Lifestyle
Most homeowners set up their home loan and then leave it running quietly in the background for the next 20 or 30 years. You make your repayments. Your balance gradually comes down. Everything feels like it is on track. But there is a problem with the “set and forget” approach: your home loan may no […]
Has Your Borrowing Power Changed?
You might be earning the same income you were six months ago, but your borrowing power may have changed. That’s because lenders look at more than your salary when assessing a home loan application. Interest rates, living expenses, existing debts, credit limits and lender policies can all influence how much you may be able to […]
Why More Borrowers Are Choosing Mortgage Brokers
Choosing the right home loan is one of the biggest financial decisions you’ll make. Whether you’re buying your first home, upgrading or investing, the right finance can make a real difference. With interest rates changing, lender policies evolving and hundreds of loan products available, navigating the market can feel complicated. This is one reason more […]
Property Renovation Finance: Options for Investment Properties
Planning an investment property renovation can be a smart way to increase rental appeal, improve returns and potentially add long-term value. But before focusing on finishes and fixtures, it’s important to understand how you’ll fund the project. The way you choose to finance your renovation can impact your cash flow, borrowing capacity and overall costs. […]