1300 677 449

Why More Borrowers Are Choosing Mortgage Brokers

Couple meeting with a mortgage broker to discuss home loan options and mortgage broker benefits

Choosing the right home loan is one of the biggest financial decisions you’ll make. Whether you’re buying your first home, upgrading or investing, the right finance can make a real difference. With interest rates changing, lender policies evolving and hundreds of loan products available, navigating the market can feel complicated. This is one reason more […]

Property Renovation Finance: Options for Investment Properties

Couple sitting on the floor surrounded by painting supplies, planning an investment property renovation finance project

Planning an investment property renovation can be a smart way to increase rental appeal, improve returns and potentially add long-term value. But before focusing on finishes and fixtures, it’s important to understand how you’ll fund the project. The way you choose to finance your renovation can impact your cash flow, borrowing capacity and overall costs. […]

What’s Driving the Drop in Auction Clearance Rates?

Couple standing outside a house for sale, looking up at the property as auction clearance rates in Australia shift in the current market

Auction clearance rates are one of the clearest signals of how the property market is performing, and right now, they’re telling a different story to what we’ve seen in recent years. After a period of strong competition, rising prices and fast-moving sales, the market is beginning to shift. More properties are coming onto the market, […]

Is Refinancing Still Worth Considering in the Current Market?

Homeowner reviewing paperwork and finances at home, considering refinancing a home loan in Australia

With the cash rate currently on hold, many borrowers are taking the opportunity to review their home loans and reassess whether their current structure still suits their needs. Even without further rate increases, cost-of-living pressures remain, and for many households, repayments are still feeling stretched. In this environment, even a small reduction in your interest […]

What a Softer Property Market Means for Buyers

Couple standing outside looking up at a house for sale, considering buying property in a softer Australian housing market

Australia’s property market is moving through a softer phase, and for many buyers, that’s changing the way opportunities present themselves. Rising interest rates, affordability constraints and recent policy changes have eased demand in parts of the market. This has been particularly noticeable across Sydney, Melbourne and Canberra, where prices have softened since the start of […]

5 Tips for First-Home Buyers to Start the New Financial Year Strong

Couple sitting in a living room surrounded by moving boxes, smiling after purchasing their first home in Australia

With a new financial year underway, many first-home buyers are reassessing their plans and looking at what’s possible. Recent shifts in the market, including moderating price growth in some areas and policy changes aimed at reducing investor competition, may be creating a more balanced environment for buyers. In some locations, this could mean more choice, […]

Self-employed home loan options you might not know about

Self employed business owner discussing home loan options on the phone at her desk

Securing a home loan when you’re self-employed can feel more complex than it needs to be. Without a standard payslip, many business owners assume their options are limited, but in reality, there are a range of lending pathways available, depending on your financial position and how your income is structured. With the right preparation and […]

5 Costly EOFY Financial Mistakes Business Owners Make Before June 30

Business owner reviewing EOFY finances with hand over calculator before June 30

After 30 years in financial services, one pattern becomes clear every EOFY: business owners make the same financial mistakes in the lead-up to June 30. These EOFY financial mistakes are rarely intentional. They happen because decisions get rushed, priorities shift, and EOFY is treated as a deadline rather than a strategic opportunity. The problem is […]

EOFY 2026: Use the $20K Asset Write-Off

Scrabble letters spelling “EOFY” on a notebook, placed on a desk workspace.

As EOFY approaches, many business owners start revisiting purchases they’ve been thinking about for months, sometimes longer. Equipment upgrades. Vehicle replacements. New machinery. Better systems. And often, EOFY becomes the natural moment where those decisions either get made… or pushed out again. If you’ve been in that “we should probably do this soon” stage, this […]

Have property prices peaked?

Property market growth concept with house and graph for have property prices peaked topic

Have property prices already peaked, and is now the right time to buy? It’s a question many buyers are asking, particularly as interest rates remain elevated and recent Federal Budget changes begin to reshape the property landscape. While it’s difficult to predict exactly where the market will peak or trough, property decisions are rarely about […]